Petra Benefits Financial Services, LP for Retirement, IRA, or 401k Rollover in Tomball, TX

Building Upon A Firm Foundation

Petra Benefits Financial Services, LP is an independent financial services firm located in Tomball, Texas.  We serve the greater Houston area bringing you the expertise, friendly service, and personal attention you have been looking for.  Petra Benefits specializes in financial services for individuals and small businesses. 

Our company name “Petra” was specifically chosen to reflect our primary objective.  It is the Greek word for “Rock”,which means "massive bedrock; solid formation; fixed; immovable; enduring.”  You might recall the parable of the two different builders.  The wise man built his house on the rock (Petra).  When the storms came and the winds blew and beat against that house; it did not fall, because its foundation was firm.  The foolish man built his house on sand.  When the storms came and the winds blew and beat against that house, it fell with a great crash because it had a poor foundation.

At Petra Benefits, we understand that planning for your goals is imperative when it comes to your financial matters.  We know that “storms” will come and we believe in order to achieve any financial goal you must have your financial house built upon a firm foundation.  We utilize strategies that do not sway violently with the “storms” that our financial markets can bring.  Other life events can be devastating, especially if they are not properly addressed.

Through Royal Alliance Associates, we will customize a financial plan that will address your specific concerns, goals, and dreams.  As an independent firm we have chosen to utilize the services of unique, active, and effective investment managers.  Our financial approach will provide a comprehensive plan specifically designed for you so that you can reach your personal objectives.  Our independence gives us the ability to pick the best alternatives available, enabling us to provide the best financial solution to meet your needs.  Let Petra Benefits help you build your financial house to withstand the storms of our time. 

 

             

Life Insurance

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Cost of Retirement

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Never Retire? Don't Count on It

In a recent survey, just 40% of wealthy individuals indicated they are totally confident they will have enough money for retirement. The other 60% said they will shun traditional retirement and work as long as possible. However, it could be dangerous to believe that a retirement income shortfall can be overcome by working past the traditional retirement age.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

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